How to Choose Long-Term Care Insurance

SOURCES:

Susana Zinn, Independent Life Insurance Agent, Los Angeles, California.

US Department of Health and Human Services: “What is the lifetime risk of needing long-term services and supports?”

Genworth Financial: “Cost of Care Survey”.

National Association of Insurance Commissioners: “Consumer Alert: 10 Things to Know About Buying Long Term Care Insurance”, “What You Need to Know About Long Term Care Insurance”.

Texas Department of Insurance: “Long-term care insurance guide”.

Greg Klingler, Certified Financial Planner, Director of Wealth Management at the Government Employees’ Benefit Association (GEBA), Hanover, MD.

American Association for Long-Term Care Insurance: “Long-Term Care Insurance Facts, Data, Statistics – 2020 Reports”.

Bonnie Burns, Policy Specialist, California Health Advocates, Sacramento, California.

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Jothi Venkat

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